Use Your HSA/FSA for Wellness Equipment — Huge Savings

Save up to 30-40% on your Modern Reform® purchase with pre-tax dollars

At Modern Reform®, we believe wellness should be accessible. That's why we've partnered with Flex to make all your Modern Reform purchases eligible for HSA/FSA payment.

What are HSA and FSA Accounts?

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars for qualified medical expenses—including wellness equipment like Pilates reformers, saunas, massage chairs and beds, and much more. 99% of our products qualify.

The benefit? You can save up to 30-40% by using pre-tax dollars instead of paying out of pocket.

How It Works

1. Add Eligible Products to Your Cart
Browse our product collections and add your desired products to cart.

2. Select Flex at Checkout
Choose "Flex - Pay with HSA/FSA" as your payment method during checkout. You may have to select 'alternative payment options' to make this visible, especially if you are already signed into a payment provider.

• Under Payment Method → Drop Down to reveal more payment options → Choose 'Alternative payment methods'

• Under Payment → Choose the Flex option

3. Confirm Your Eligibility

You will be prompted to complete a brief telehealth consult to confirm your eligibility to pay with HSA/FSA.

4. Enter Your HSA/FSA Card Details to Save Instantly!

From there, pay securely — enter your HSA or FSA debit card details and complete your checkout as usual. If you don't have your HSA or FSA debit card handy, you can also complete the checkout with a regular credit or debit card.

A licensed provider will review your consultation, and within 2 hours of your purchase, Flex will email you both a Letter of Medical Necessity (LOMN) as well as an itemized receipt. Keep these documents for your records should your HSA/FSA provider or the IRS require additional documentation.

Eligible Products

Almost all products on the Modern Reform website are eligible for HSA/FSA payment through Flex via a Letter of Medical Necessity (LOMN). The only exceptions are non-physical products (such as warranty purchases) and accessories not directly related to wellness equipment (such as the Portable HD Touchscreen).

Frequently Asked Questions

How do I know if I'm eligible?
If you have an active HSA or FSA account, you're eligible! Flex verifies eligibility automatically at checkout.

What if my purchase is denied?
Eligibility is determined by your HSA/FSA administrator. If denied, you can pay with a standard payment method instead. However, all eligible products in the Modern Reform® online store qualify for HSA/FSA through a Letter of Medical Necessity (LOMN).

Do I need a Letter of Medical Necessity?
Yes — all eligible products qualify for HSA/FSA through a Letter of Medical Necessity (LOMN). Flex handles the processing and verification quickly for you at checkout.

Which products are eligible?
All wellness equipment on our site qualifies — including Pilates reformers, infrared saunas, massage chairs, and more. The only exceptions are non-physical products (like warranty purchases) and accessories not directly related to wellness equipment (like the Portable HD Touchscreen).

Is there a purchase limit?
Limits depend on your individual HSA/FSA account balance and plan rules. Check with your administrator for your specific limits.

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Questions?

Contact us at support@modernreform.com or call +1 (855) 723-9532

Ready to invest in your wellness?
Shop HSA/FSA Eligible Products →